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13 Great King Street
Tel: 0131 624 6640

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Previous Auction Lot

From Auction held in November 2018
Lot 5


Impressive 2 Storey Plus Basement Semi-Detached Listed Building of Considerable Character – Currently SubDivided into Separate Bank & Office Premises – Short Term Income


The property lies on High Street, the main street through the town centre of Banff that has many impressive buildings and includes a mix of shops, commercial & residential properties. The adjoining property in Old Castlegate is residential, whilst the majority of the surrounding properties in the High Street are retail premises. The building is set back slightly from High Street, with a paved public amenity area in front and the Strait Path along one side, a narrow street lined with small retail units that links High and Low Streets.

Banff is an attractive coastal town with a population of 4,000, located on the west side of Banff Bay, at the mouth of the River Deveron, and lies opposite MacDuff, a fishing town of a similar size. Established in the 12th century and awarded Royal Burgh status, Banff has an historic central part which includes a wide variety of buildings dating from the 16th to the 20th centuries. The town is the administrative centre of North Aberdeenshire, has an extensive retail centre and is a popular summer tourist destination, forming part of the stunning Coastal Trail along the North-East coast. It has outstanding recreational facilities, including a high quality 18 hole golf course, a sailing marina, Duff House a magnificent +eorgian property which is an outstation of the National +alleries of Scotland and salmon fishing on the Deveron.

Aberdeen is 45 miles to the south.


The property comprises a 2 storey plus basement semi-detached building, which is currently sub-divided into two parts, both of which have separate and exclusive entrances off the High Street. The majority of the ground floor and basement has until recently been used as a Bank Branch. The first floor plus its ground floor stairwell and a small part of the basement are used as office accommodation and have been occupied by a legal firm. There is a small garden area at the rear.


Walls: the front and side walls are faced with polished black granite up to ground floor window level, then dressed ashlar sandstone up first floor window level and above are harled, with dressed granite and brick window facings and an ashlar sandstone eaves course, walls incorporate various carved crests; the rear wall is harled. Roofs: there is a steep pitched roof around 3 sides of the building, clad with a mix of grey and brown slates, with (it is understood) a central flat section of roof, harled chimneys and cast iron rainwater goods. External doors: two solid timber external front doors off the High Street, one into the &ank &ranch and one into the office premises, rear basement door from office premises. Floors: the basement has a concrete floor, the majority of the remaining floors are suspended timber.



Gross internal floor area of whole building approximately 590 square metres, split between the Bank premises of 325 sUuare metres and the office premises of 265 square metres.


Ground floor (160 square metres) - banking hall 9.47m x 12.03m, a unique large open plan area with 4 hexagonal internal ceiling supports, 4.0m ceiling height with moulded cornices, mahogany wall panelling to 0.9m, large windows in its 3 external walls, mahogany banking counters with part bronzed teller booth railing and part glazed screens above, manager’s office 4.07m x 4.45m, with 4.0m high ceiling, large front window, mahogany wall panelling to dado height, strong room 4.06m x 4.73m wholly encased in reinforced concrete.

Basement (165 square metres) - kitchen 3.44m x 4.38m, 3 rooms, all windowless with dimensions of 9.66m x 8.07m, 4.03m x 4.72m & 4.18m x 5.02m, ladies & gents toilets, boiler & plant room


Ground floor (35 square metres) – spacious 2.9m wide lobby and stairwell leading to first floor office accommodation. First floor (200 square metres) – 4 front rooms, 3 rear rooms, ladies & gents toilets, majority of accommodation has ceiling height of 3.2m, some rooms have wall panelling to dado height, cornices and period open fireplaces. Basement (30 square metres) – divided into 2 storage rooms

Fixtures & Fittings

All remaining bank fixtures fittings presently within the property will be included in the sale. It should be noted that much of the wall timberwork, the banking hall counters, several customer desks and chairs are listed building features.

Listed Status

The building is grade B listed.


High Street lies within Banff’s conservation area. The local planning authority is Aberdeenshire Council - Banff and Buchan Area, The Town House, Low Street, Banff, AB45 1AU. Tel - 01261 813200; email – planning@

Rateable Values

Bank Premises - £16,000;
Office premises (listed in Assessor’s portal as having post code of AB45 1AL) - £10,750.


Available upon request.


Owner with part Vacant Possession.


Bank premises: Owner vacant possession.
Office premises: Let to the Firm of A & EA Brodie for a period from May 1984 until 27th May 2024 at a rent of £8,250 p.a.

The agreement is drawn on internal repairing and insuring terms. The tenants have exercised a break option to quit the premises on 28th May 2019.


By prior arrangement with the auctioneers, SVA Property Auctions Ltd. Tel – 0131 624 6640.

Joint Auctioneers

GVA (Edinburgh) Tel: 0131 469 6070

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